Private Payments.
Public Proof.
Run invoices, payroll, and contractor payments peer-to-peer. Every settlement creates verifiable proof on Arc, enabling businesses to originate receivables and other real-world assets for financial partners.
P2P Payment Workspace
Manage payroll, contractors, and invoices from one single visual workspace.
- Manage employees, contractors, and vendors
- Send instant USDC payments through Unified Balance
- Merkle proofs anchor every payment and document on Arc
- Verify records without exposing private business data
Team Collaboration, AI-Assisted
Work together without sending company knowledge to a cloud service.
- Direct P2P sync for records and documents
- GTE-Large private knowledge search
- Qwen and Gemma-ready AI assistants
- Designed for sensitive business workflows
RWA Issuance from Payments
Create receivable tokens from verified payment history. Financial partners fund and earn pro-rata returns.
- Create receivable assets from settled payments
- Set terms: interest rate, min investment, expiry
- Financial partners fund and receive tokens
- Pro-rata interest based on investment duration
How an Invoice Becomes Capital
From creation to financing — every step builds verifiable proof on Arc.
Receive Payments
Company uses Goji for regular USDC payments
Build Proof History
Every payment creates verifiable proof on Arc
Need Capital
Turn outstanding invoices into short-term funding
Issue Receivable
Create token from payment history, set terms
Get Funded
Financial partners invest and earn pro-rata returns
Get Started in Minutes
Set up your P2P workspace and start building payment flows.
Install Terminal
Run one command to start your P2P workspace
Invite Partners
Share invite code to connect contractors and partners
Build Flows
Draw payment workflows on the visual canvas
The Origination Lifecycle
Every participant works in the same private payment network. Each settlement creates verifiable proof for RWA origination.
Settle Anywhere with USDC
Send and receive USDC payments across supported networks for your team and partners, powered by Circle Gateway.
Currently live on testnets: Arc Testnet, Base Sepolia, Ethereum Sepolia. Mainnet support coming soon.
From Every Payment
to Real-World Assets
Settle invoices, payroll, and contractor payments. Each creates verifiable proof for RWA origination.
Get started now